Coronavirus (Covid-19)/Pandemic Statement
This policy will ONLY provide cover for claims as a result of pandemic and/ or epidemic, including but not limited to Coronavirus (Covid-19) within the following sections:
• Section 1 – Emergency Medical Expenses (due to COVID-19)
Our policy provides cover for Emergency Medical expenses if an insured person contracts Coronavirus whilst abroad.
• Section 4 - Cancelling & cutting short your trip
If it is necessary and unavoidable to cancel or cut short your trip because an insured person tests positive for Coronavirus within 14 days of your trip departure date, or is admitted to hospital due to testing positive for coronavirus after the purchase of this policy.
Additionally, there is no cover under this policy if the Foreign Commonwealth & Development Office (FCDO) advises you not to travel, for example where the FCDO advise against all, or all but essential travel. It is your responsibility to check the FCDO website (at www.gov.uk/foreign-travel-advice) prior to your departure, as travelling against the advice of the FCDO will invalidate your cover.